ABOUT US
First Responder Benefits Vision:
First Responders: Police, Fire, and EMT all have one thing in common: Their focus is to Serve and Protect.
First Responder Benefits was formed with that sole idea in mind: Serve and Protect all First Responders by helping them with various types of insurance and financial products to protect their families and their retirement.
First Responder Benefits is a licensed insurance agency in the State of Ohio. Ohio License # 1554999
Our Team
Thomas Brickman
Licensed Agent
Tom is a licensed life insurance agent and retired Police Chief from the Euclid PD. He saw a glaring need to help and educate his fellow First Responders with their health, life and retirement needs.
Tom felt so strongly that we needed to do better helping those people in our communities that put their lives on the line everyday when they go to work that he founded First Responder Benefits.
James O’Donnell, Ph.D.
Licensed Agent
Jim is a licensed life and health insurance agent. He has been a life-long entrepreneur who has owned and operated several businesses and worked overseas for many years.
When his friend Tom reached out and explained the needs of police, fire and EMT’s—Jim immediately decided to join forces with Tom to start First Responder Benefits.
Services
LIFE INSURANCE
Term Life
Whole Life
Indexed Universal Life (IUL)
. Living Benefits.
HEALTH INSURANCE
ACA Obamacare Plans and Short Term Plans for Under 65.
Medicare Plans of all types for 65+
Group Health Plans
Vision, Dental and Hospital Indemnity Plans.
HSA HRA & MSA ACCOUNTS
All types of Healthcare and Medical Savings Accounts.
Expert advice to determine which is best for you.
RETIREMENT PLANNING
Optimize DROP Account utilization.
457 Plans and IRA Accounts
Fixed Index Annuities
Latest News
We live in a volatile world. Retirement Planning, Financial Services, and Insurance (life and health) share in this volatility.
In an attempt to make some of today’s complex issues more understandable, we offer regular posts on a variety of financial subjects as a benefit to our clients and website visitors.
The staff at First Responder Benefits hope you find these posts informational and valuable. We welcome your comments.
Tariffs and Your Nest Egg: What Retirees and Soon-to-Be Retirees Need to Know
When you’re nearing retirement—or already enjoying it—financial stability is a top priority. You’ve spent years saving and investing, so it’s natural to keep a close eye on anything that might[…]
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THE 2 % DIFFERENCE
Investing wisely can be the key to achieving your financial goals and securing your future. While traditional savings accounts offer a safe place to store your money, they often come[…]
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DROP and Security
When planning for retirement, achieving financial security often involves a trade-off between risk and return. Generally, safer investments—like government bonds or CD’s —tend to offer lower returns compared to stocks[…]
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