Serving Those Who Have Served

ABOUT US

First Responder Benefits Vision:

First Responders:  Police, Fire, and EMT all have one thing in common:  Their focus is to Serve and Protect.

First Responder Benefits was formed with that sole idea in mind:  Serve and Protect all First Responders by helping them with various types of insurance and financial products to protect their families and their retirement.

First Responder Benefits is a licensed insurance agency in the State of Ohio.  Ohio License # 1554999

Our Team

Thomas Brickman

Licensed Agent

Tom is a licensed life insurance agent and retired Police Chief from the Euclid PD.  He saw a glaring need to help and educate his fellow First Responders with their health, life and retirement needs.

Tom felt so strongly that we needed to do better helping those people in our communities that put their lives on the line everyday when they go to work that he founded First Responder Benefits.

James O'Donnell, Ph.D .photo

James O’Donnell, Ph.D.

Licensed Agent

Jim is a licensed life and health insurance agent.  He has been a life-long entrepreneur who has owned and operated several businesses and worked overseas for many years.

When his friend Tom reached out and explained the needs of police, fire and EMT’s—Jim immediately decided to join forces with Tom to start First Responder Benefits.

Services

LIFE INSURANCE

Term Life

Whole Life

Indexed Universal Life (IUL)

. Living Benefits.

HEALTH INSURANCE

ACA Obamacare Plans and Short Term Plans for Under 65.

Medicare Plans of all types for 65+

Group Health Plans

Vision, Dental and Hospital Indemnity Plans.

HSA HRA & MSA ACCOUNTS

All types of Healthcare and Medical Savings Accounts.

  Expert advice to determine which is best for you.

RETIREMENT PLANNING

Optimize DROP Account utilization.

457 Plans and IRA Accounts

Fixed Index Annuities

Latest News

We live in a volatile world.  Retirement Planning, Financial Services, and Insurance (life and health) share in this volatility.

In an attempt to make some of today’s complex issues more understandable, we offer regular posts on a variety of financial subjects as a benefit to our clients and website visitors.

The staff at First Responder Benefits hope you find these posts informational and valuable.  We welcome your comments.

President Trump and Tariffs

Tariffs and Your Nest Egg: What Retirees and Soon-to-Be Retirees Need to Know

When you’re nearing retirement—or already enjoying it—financial stability is a top priority. You’ve spent years saving and investing, so it’s natural to keep a close eye on anything that might[…]

Read more
Simple Interest Compared to Compound Interest

THE 2 % DIFFERENCE

Investing wisely can be the key to achieving your financial goals and securing your future. While traditional savings accounts offer a safe place to store your money, they often come[…]

Read more
Ohio Police and Fire Pension Fund. Columbus, Ohio

DROP and Security

When planning for retirement, achieving financial security often involves a trade-off between risk and return. Generally, safer investments—like government bonds or CD’s —tend to offer lower returns compared to stocks[…]

Read more

Contact us